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Cheap Travel Insurance | 2022 comparison

Cheap Travel Insurance |  2022 comparison

Cheap Travel Insurance | 2022 comparison

What is the best cheap travel insurance? (July 2022)

You are looking for a cheap travel insurance for your next stay?

You are in the right place!

The prices of travel insurance often make the big difference, with prices ranging from 1 to almost 5x more expensive in some cases!

So I created this comparison, which allows you to save a lot of money by comparing the prices of health and repatriation insurance.

So, what is the cheapest travel insurance in July 2022?

Your travel insurance at the best price: The Ultimate Guide!

To help you make your choice, I have compared the prices of 4 travel insurancesand the least we can say is thatthere are huge price differences!

One important thing before you start:

All these insurances are health and repatriation insurance, the basic services are therefore the same.

If you have a health problem or an accident when travelling, these insurances will take care of reimburse you for the cost of treatment or to repatriate you to France for the most serious cases. The main criterion of choice when looking for cheap travel insurance is therefore the price.

Some insurance like Assur Travel (top package) offer additional guarantees, such as the insurance of your luggage against theft during your stay, or the possibility of being reimbursed in the event of cancellation of your trip.

The travel insurance you will need to take out depends on the length of your trip and the type of stay. In this guide you will find best cheap travel insurance for the following cases:

Stays of less than 90 days: Which cheap travel insurance?

I have grouped for you in a table the rates of medical insurance for your trip of less than 90 days. These rates are valid for all destinations except Canada and USA. For these destinations, AVI International and Chapka Insurance are even more expensive!

Travel time Assur Travel (Summum offer) Chapka Insurance AVI International ACS FRIEND
1 week 80 € 25.27 € 24.70 € 15 €
2 weeks 80 € 51.89 € 49.40 € 27 €
Three weeks 80 € 68.12 € 74.10 € 36 €
1 month (30 days) 80 € 84.55 € 98.80 € 36 €
2 months (60 days) 80 € 116.38 € 197.60 € 72 €
3 months (90 days) 80 € 148.20 € 133.95 € 108 €

Here are the winners:

If you are traveling between 0 and 60 days: We see immediately that the insurance ACS AMI Globe Partner stands out with a remarkable price/performance ratio! It is therefore the one to choose to pay the best price.

If you are traveling between 60 and 90 days: As you can see, it’s Assur Travel (top package) the cheapest over this period, thanks to its fixed price package. Perfect if you are looking for cheap medical and repatriation insurance for your trip of 2 months or more!

importance-insurance-repatriation

Long stay and world tour (more than 90 days)

You have decided to take a long trip or one world Tour and are looking for a cheap health insurance and repatriation?

You will see once again that the rates are not at all the same depending on the insurer. So it’s really important to compare!

So what is the best cheap round the world insurance?

Here are the prices of the 4 travel insurances, for stays between 3 and 12 months.

Travel time Assur Travel (Summum offer) Chapka Insurance AVI International ACS FRIEND
3 months (90 days) 80 € 162 € 133.95 € 108 €
4 months (120 days) 379 € 212 € 178.60 € 144 €
5 months (150 days) 439 € 260 € 223.25 € 180 €
6 months (180 days) 499 € 312 € 267.90 € 216 €
7 months (210 days) 545 € 364 € 312.55 € 252 €
8 months (240 days) 593 € 408 € 357.20 € 288 €
9 months (270 days) 629 € 450 € 401.85 € 324 €
10 months (300 days) 687 € 490 € 446.50 € 360 €
11 months (330 days) 735 € 528 € 491.15 € 396 €
12 months (360 days) 783 € 576 € 535.80 € 432 €

And yes, again, it is ACS AMI Globe Partner who wins this comparison and who offers the best price. And by far!

Rates according to age

There are something else to consider when looking for a economic health insurance for your trip: prices vary according to your age. And as it is at the discretion of the insurer, you will therefore have surprises.

The rates in the previous table are valid up to 35 years.

To give you an idea, I took the example of a 6-month trip to Canada. The pricing policy is exactly the same for other countries. This classification therefore remains the same.

Here are the insurance rates, from cheapest to most expensive:

  1. ACS AMI Globe Partner: The price is slightly increased for over 35s – 243.60€ for 6 months instead of 204€
  2. AVI international: the price increases according to age – 381.90€ for 6 months for a 50 year old person instead of 336.30€
  3. Assur Travel (top package): your age does not affect the price. 499€
  4. Chapka insurance: the price increases exponentially with age – €528 for 6 months for a 50-year-old person instead of €330. 980€ for those over 70 (it hurts a lot!)

Rates for a family trip

The second somewhat special case is that of family trip between 3 and 12 months. And you will see that there too, we really see all price levels. Make the right choice thanks to my cheap travel insurance comparator!

I’ll give you an example of rate for a family with 2 and 3 children, for a 6-month trip to Canada. The same applies to other countries.

  1. AVI international: The cheapest if you are traveling as a family from 2 children! €750-€830
  2. ACS FRIEND: does not offer family rates, price to be multiplied by the number of travelers. 816 € – 1020€
  3. Assur Travel (top package): fixed price, regardless of the number of children: 1220 €
  4. Chapka insurance: A reduction of 15% is applied from 3 people: 1346 € for 2 children and 1683 € for 3.

The ranking is different, and this is where you tell yourself that you did well to compare! AVI international is therefore the most affordable insurance for a long trip or around the world with the family

Let’s recap:

For a world Tour or one long trip between 3 and 12 months, cheap multi-risk travel insurance is ACS AMI Globe Partner.

Except if you travel with family (parents + 2 or 3 children), in this case, must take AVI international.

travel-insurance-and-protection

What is the cheapest PVT insurance?

Depending on the destination of your PVT, travel insurance is either mandatory or strongly recommended!

I don’t know if you have already looked at the prices, but PVT insurance is really expensive, in particular because of the duration of the trip. So try to save money by choosing the insurer that offers the best prices.

So what is the best cheap online travel insurance for a PVT? Here are the prices of the 4 travel insurances:

Travel time Assur Travel (studies/PVT) Chapka Insurance AVI International ACS FRIEND
1 month (30 days) 37 € €29.70
3 months (90 days) 105 € 120 € €89.10
6 months (180 days) 202 € 236 € €178.20
12 months (360 days) 398 € 432 € €356.40
18 months (540 days) 600 € 624 € €534.60
24 months (720 days) 796 € 796 € €712.80

The result is once again without appeal, with a very clear victory ofACS FRIEND.

Take your PVT insurance now at the best price:

road-landscape-desert

Inexpensive study and internship travel insurance

Now we will compare the prices of study and internship travel insuranceto see which one is more interesting.

In this example, I have taken the rates for an internship or studies in Canada. The same logic applies for all destinations

Travel time Assur Travel (studies/PVT) Chapka Insurance AVI International ACS FRIEND
1 month (30 days) 37 € 52 € 39 € 34 €
3 months (90 days) 105 € 148 € 117 € 108 €
6 months (180 days) 202 € 285 € 234 € 216 €
12 months (360 days) 398 € 548 € 468 € 432 €

This time it’s Assur Travel (Studies/Internship)which in addition to being a premium insurance which offers you the most benefits (more complete baggage insurance, help to get you compensated in the event of a flight delay, etc.) is also the most economical!

landscape-travel

Expatriate insurance by dear

You are looking for a cheap expat insurance? As with other types of insurance, here is my comparison:

In this example, we compare the expatriate insurance with reimbursement from the 1st euro, bound for Canada.

Travel time Assur Travel (Summum offer) Chapka Insurance AVI International ACS FRIEND
3 months (90 days) 80 € 304 € 108 €
4 months (120 days) 379 € 405 € 144 €
5 months (150 days) 439 € 499 € 180 €
6 months (180 days) 499 € 616 € 216 €
7 months (210 days) 545 € 712 € 252 €
8 months (240 days) 593 € 808 € 288 €
9 months (270 days) 629 € 901 € 324 €
10 months (300 days) 687 € 999 € 360 €
11 months (330 days) 735 € 1094 € 396 €
12 months (360 days) 783 € 1190 € 432 €

So, it’s once again the splits! The most expensive insurance, Chapka assurance, is almost 4 times more expensive that ACS AMI Globe Partner.

With such a difference in terms of price, no need to think long: It’s ACS AMI Globe Partner that you should choose as expatriation travel insurance.

travel-insurance-cheap

Cheap au pair insurance

For the Au Pair insurance, it’s the same as for the PVT: It’s the insurance Assur Travel (student/PVT/Au pair insurance) who is the best choice thanks to its very advantageous price!

Cheap travel insurance: the final word

I hope this comparison of cheap health and repatriation insurance will have helped you to make your choice, and especially to save money! You can subscribe online to all these travel insurance simply by clicking on the links in this article.

Have a good trip!

I give you the links to the 4 insurances of this comparison:

ACS-AMI Globe Partner

Assur Travel

AVI International

Chapka Insurance

Book your trip and save!

Do you use Pinterest? Here is the image to pinner!

Cheap repatriation insurance
Cheap repatriation insurance

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